Update by user Dec 23, 2015
(Oddly enough, I did not see that this website is called Pissed Consumer until I had submitted this review, which is actually quite positive. I started out to comment on another review, and they asked me if I wanted to make it a full fledged review. Oops.)
Original review posted by user Dec 23, 2015
I have used Agora's Income On Demand and, like another reviewer, I agree that it is unfortunate that you have to have a large reserve on hand. The strategy is one of making money through the selling of put options; the reserve is in case your puts get exercised and stock shares are put to you. But if that happens you can then use the shares for covered calls and keep making money with them until they are called in (with a nice profit, no less), or you can profitably sell them.
I have to say that I have made decent money with an account in the $25K range. My target is $1000/month to supplement my Social Security and so far I have surpassed that easily. Not bad at all for that size account! My broker is Interactive Brokers and they did not try to impose the restrictions that stopped another reviewer in his tracks. (Also, IB has excellent commission rates, but they do require at least $10K to open an account.) Income On Demand is for people looking for relatively small but fairly reliable returns, no major jackpots here due to the nature of selling puts. I have had good luck with it, using due caution of course, and I do plan to renew.
I do not work for Agora and am in no way associated, other than the subscription. I very rarely give good reviews on services I have tried, as I have had very bad luck with most (including some other Agora services). Regarding those, I will note that Agora did not hesitate to refund my money when I canceled during the trial period, though they do keep 10% of the fee. Income On Demand is one of the very few services that has delivered just what I was hoping for, and just what was promised.
Reason of review: Good quality.
Agora Financial Pros: Made decent money following a simple strategy.
Location: Pembroke, Virginia